August 26, 2021 · Cash Management · (No comments)

Effective management of your funds can help you build wealth over time and save you from financial pits.Cash flow is the movement of cash and its equivalent, in and out of a business, or for an individual, over a period of time. The idea of personal cash flow management is to majorly channel the movement of your cash in such a way that it will bring more profit to you.

The following are the basic steps to effectively manage personal cash flow:

1. Personal cash flow evaluation

A personal cash flow evaluation will help you make intentional and realistic decisions on how to channel your cash, list your sources of income in detail (cash inflow), and how your money is dispensed (cash outflow).

The difference between your inflow and outflow is your net cash flow. The outcome of the difference will either be a positive or negative net cash flow. A positive net cash flow signifies that you have been prudent in handling your cash while a negative net cash flow signifies unhealthy management of funds.

2. Effective budgeting

A well-managed budget is the first step to having effective personal cash flow. To create an effective budget, calculate your total income, list out all your expenses, then deduct your expenses from your total income. Also, set aside a certain amount to invest.

There are different types of expenses. The two major ones are fixed expenses and variable expenses. Fixed expenses are majorly payments you must cater to such as rent. Fixed expenses are predictable; this means that there are particular times when such payments are made.

The second type of expense is the variable expense which can also be referred to as a discretionary expense. Variable expense is not as predictable as a fixed cost. Variable expenses are costs that change frequently, depending on quantity or usage; groceries, gasoline, food are examples of variable expenses.

3. Savings and investments

Savings is the amount you put aside for future use, which necessarily doesn’t yield interest over time, or rather yields a low interest. However, investing means to set aside a particular amount (capital), or its equivalent, in expectation of a particular benefit (interest) in the future.

Your monthly budget should include a certain percentage of investments. You can as well make use of an online savings platform to automate your savings and/or investments.

4. Practice frugal living

Frugal living is not equal to being cheap, rather it helps you to channel your expenses on the most important things. While being prudent with your cash, you can still buy quality needed items. Your cash flow management will tell how financially free you would be in the long run.

How you handle your cash flow will, to a large extent, tell how financially free you would be in the long run. At OVERWOOD, we are primarily committed to helping you achieve financial freedom, by investing your funds in safe, high-yield instruments.

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Tomb discovered in Valley of the Kings
August 25, 2021 · Uncategorized · (No comments)

Friday, February 10, 2006

Archaeologists have discovered a tomb, referred to as KV63, in Egypt’s Valley of the Kings. It is the first such discovery since Howard Carter’s 1922 discovery of Tutankhamun‘s tomb. The discovery was made by a team from the University of Memphis. Zahi Hawass, head of the Supreme Council of Antiquities said in a statement that five intact sarcophagi that all contained mummies and 20 large storage jars that were sealed with pharaonic seals had been recovered.

American archaeologist Kent Weeks, who was not part of the team but had seen photographs of the site, told the Associated Press that “It could be the tomb of a king’s wife or son, or of a priest or court official”. The find refutes the long held belief that the Valley of the Kings has little left to discover. According to Weeks: “It’s ironic. A century ago, people said the Valley of the Kings is exhausted, there’s nothing left,” he said. “Suddenly Carter found Tutankhamun. So then they said, ‘Now there’s nothing to find.’ Then we found KV5. Now we have KV63.”

KV63 is located in the area between KV10 (Amenmesse) and KV62 (Tutankhamun), in the very centre of the Valley’s eastern branch and near the main crossroads of the network of paths traversed by thousands of tourists every day. The tomb was found at a depth of some three metres beneath the ground. The burial site is believed to date from the latter portion of the 18th dynasty (ca. 14th century BC), but the occupants have not yet been identified.

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NASA prepares to launch mission to nearby asteroids
August 25, 2021 · Uncategorized · (No comments)

Wednesday, September 19, 2007

NASA is beginning the final preparations for next Wednesday’s launch of the Dawn probe, aboard a Delta II rocket. The Dawn probe, costing over US$250 million, will visit the dwarf planet Ceres and the asteroid Vesta. The launch was originally planned for mid-June, however due to a damaged crate, shipping delays, and a damaged solar panel, NASA chose to delay it until now. Last week the spacecraft was delivered to the launch pad, and engineers performed tests to ensure that it is ready for launch. Today, the payload fairings were installed, and the probe is ready for its launch next week onto its 5 billion kilometer (3.2 billion mile) mission.

As the Delta II launches, three stages of rockets will propel the probe towards its first target. With the help of ion thrusters, it will reach Mars in mid-2009. Using Mars’ gravity, the probe will speed up and proceed towards the first asteroid, Vesta, in late 2011. After orbiting for seven months, it will leave Vesta in mid-2012, and arrive at Ceres in 2015. After making scans of Ceres, it will enter an orbit around Ceres that will ensure that it does not impact the asteroid for half a century. This is required due to the United Nations’ “Outer Space Treaty”, which states that “harmful contamination” of these asteroids must be avoided.

The targets of this mission, Ceres and Vesta, couldn’t be less alike. Ceres (diameter 975 km, 600 miles) is larger than Vesta (578 km, 350 miles). This makes Ceres approximately the size of Texas. NASA believes Ceres could contain water beneath its outer crust because, like Earth, its inner layers are heavier than the outer layers, and Ceres’ outer layer is lighter than water. Vesta, on the other hand, is the size of Arizona, and has a surface of volcanic rock, which astronomers believe came from its hot inner layers. Vesta also has a large crater – almost 500 km (300 miles) across – on its southern pole. The collision that caused this likely blasted enough rock into space to fill a container 160 by 160 by 80 km (100 by 100 by 50 miles).

The probe will make several observations of these asteroids: it will compare the makeup, shape, size, and densities, analyze craters, and determine mass, gravity, rotation. To determine the makeup, the probe carries a mapping spectrometer, and tools to map emissions of neutrons and gamma rays. Using this information, NASA can compare the formation of these bodies to learn more about our solar system, for example, to test a theory which states that a number of stony meteorites may be debris from Vesta.

There’s one more piece of equipment aboard the probe: A small silicon chip containing the names of 350,000 people who submitted their names to the “Send Your Name to the Asteroid Belt” campaign. After next week’s launch, the spacecraft will deploy its solar panels and undergo two months of testing before it begins the cruise to Mars.

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Europe suffers widespread power cuts
August 24, 2021 · Uncategorized · (No comments)

Sunday, November 5, 2006

A sudden cold snap across Europe caused a surge in demand for electricity. Two high voltage power lines in Germany failed. This triggered a cascade of cuts as automatic safety devices cut millions of customers in order to prevent a total blackout of the continent. Parts of Germany, Belgium, France (including parts of Paris), Spain, and Italy were affected. High speed railways were also impacted. Power was restored within two hours. Later reports said that Austria and Croatia were also affected.

An alternative cause has been suggested; that the opening of the Ems powerline crossing to let a ship pass may have triggered the blackout.

A senior director with French power company RTE is reported as saying “We weren’t very far from a European blackout”.

After 13 years of isolation, Southeast Europe (including Albania, Bosnia and Herzegovina, Croatia, Greece, Macedonia and Romania) were reconnected to the main European transmission system in November 2004. Now, with 400 million users, the European electrical transmission system has become, in terms of consumption, the world’s largest electrical energy system.

Italy’s Prime minister, Romano Prodi, said there was a “contradiction” in having a unified power network but no European Union central authority.

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How Much Weight Can You Lose With Bariatric Surgery?

August 22, 2021 · Weight Loss Surgery · (No comments)

By Keith Pollow

Bariatric surgery, or weight loss surgery is a procedure designed to help people who are very overweight to shed pounds. Usually, bariatric surgery is reserved for those who are dangerously overweight but just can’t seem to drop the extra pounds through conventional means. Gastric bypass surgery and gastric banding are two types of surgery that are commonly used for losing weight. With each procedure, your stomach is reduced in size, so you are only able to take in a fraction of the calories that you normally would. The result is steady and sometimes rapid weight loss, as your body gets back to its normal size and shape.

The amount of weight that you will lose in pounds from bariatric surgery will vary depending on how much you weight at the beginning. Weight loss of a hundred pounds or more isn’t uncommon, as anyone having the surgery is quite overweight to start. On average, people who have gastric bypass surgery will lose up to 61 percent of their excess weight. For people who have gastric banding, they can expect to lose about 47 percent of their excess weight, on average.

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Even though gastric bypass bariatric surgery typically results in greater weight loss, the results of the procedure are permanent. With gastric banding, the band can always be adjusted later on if necessary. Once the effects of the surgery even out, you can incorporate exercise into your routine and maintain a healthy diet to drop even more weight if it’s required. Bariatric surgery works wonderfully to lose a bunch of weight and help get people out of the danger zone, but it isn’t magic. You still have to do your part to keep it up and make it all possible.

Aside from just weight loss, bariatric surgery is also an effective way to help any weight-related health problems you may be experiencing. Serious issues such as obstructive sleep apnea, diabetes, acid reflux, high blood pressure and degenerative joint disease can all be helped with successful bariatric surgery. As the weight continues to melt off the body, you will notice many health conditions get easier and easier to deal with, and sometimes they may even disappear altogether.

Bariatric surgery can help you lose an awful lot of weight, correct health issues and basically give you your life back. If you are in a situation where you’re morbidly obese, you know that it’s a lot more than simply having some trouble when you try to tie up your shoes. It can seem almost impossible to find a comfortable position to lie or sit, and you probably wake countless times every night, struggling for air. That’s to say nothing of the social ramifications many obese people are forced to deal with. If you are overweight and it’s affecting your health and you just can’t seem to lose the weight yourself, ask your doctor if bariatric surgery might be an option. It never hurts to ask.

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Nintendo unveils controller for Revolution console

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Nintendo unveils controller for Revolution console
August 22, 2021 · Uncategorized · (No comments)

Saturday, September 17, 2005

At Thursday’s keynote presentation of the Tokyo Game Show, Nintendo president Satoru Iwata unveiled the controller design for the company’s new Nintendo Revolution console. Resembling a television remote, the controller uses two sensors placed near the user’s television to triangulate its position in three-dimensional space. This will allow players to control actions and movements in video games by moving the device through the air.

The remote control design is said to target new players who are unfamiliar with traditional video game controllers.

A supplementary peripheral has also been shown, consisting of a separate plastic grip that is designed to be held in the player’s second hand. It provides an analog stick and two trigger buttons, and connects to the bottom of the main controller with a simple cord. Additionally, Nintendo has suggested that the main controller will be able to slide inside a “shell” that will allow it to function like a conventional video game controller.

The Revolution is expected to be released next year.

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Controversial medical center demolished in Buffalo, New York

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Controversial medical center demolished in Buffalo, New York
August 20, 2021 · Uncategorized · (No comments)

Saturday, May 26, 2007

A medical center, once the site of intense controversy over abortion in the 1990s, which has been vacant for nearly 10 years, was imploded in Buffalo, New York at 6:00 a.m. [eastern time] today.

Several streets in about a 2 block radius were shut down until the implosion occurred and the dust settled. At least 200 people watched in nearby parking lots and on rooftops of buildings to get a good look at the implosion.

The ground and the walls of buildings shook as the dynamite detonated and a brief shock wave could be felt as far as 1 1/2 blocks away. Witnesses even reported small pieces of bricks and concrete falling out of some buildings, but no one was injured.

The building, owned by Kaleida Health, once housed several medical offices, including an abortion clinic. Hundreds of people protested about the abortions outside the center during the Spring of Life Movement in 1992, but other medical procedures and treatments were also part of the center’s services. It was built in 1965 and was 14 floors tall.

Kaleida Health had the building imploded so that the current Buffalo Niagara Medical Campus can be expanded. Several other major medical facilities are also in the same area including Roswell Cancer Institute and Buffalo General Hospital.

“This implosion of 50 High Street will continue the explosion of growth on the Buffalo Niagara Medical Campus. This event will ensure future opportunity for investment, development and growth,” said the CEO and President of Kaleida Health in a statement on Thursday.

==Sources==

This article features first-hand journalism by Wikinews members. See the collaboration page for more details.
This article features first-hand journalism by Wikinews members. See the collaboration page for more details.
  • Melinda Miller & Sharon Linstedt. “Onlookers watch from rooftops as 50 High St. implodes” — Buffalo News, May 26, 2007
  • “50 High Street Gone in a Flash” — WGRZ, May 26, 2007
  • “Medical campus building to go boom” — MSN Money, May 24, 2007
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At least seven mountaineers die while climbing K2

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At least seven mountaineers die while climbing K2
August 19, 2021 · Uncategorized · (No comments)

Sunday, August 3, 2008

At least seven mountaineers have died while climbing K2, the second highest mountain in the world. The accident was reportedly caused by a rock slide or an avalanche that severed all the ropes used for ascent and descent.

Initial reports state that seventeen climbers ascended the mountain in two groups, with both reaching the summit successfully. The reports also state that after the avalanche, some climbers attempted to return without ropes.

The summit was covered in clouds late yesterday afternoon and the conditions in the mountain continued to deteriorate. Some of the latest reports indicate that eight climbers were stuck at the summit, unable to descend. Four of these climbers are Norwegian nationals. The conditions at the summit during night are extreme and offer very limited chances for survival for people unable to descend.

In an unrelated incident, a Serbian climber and his sherpa fell down during the initial descent. This incident was, however, unrelated to the other deaths caused by the avalanche.

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Picturesque Scenery And Protected Wilderness

August 19, 2021 · Salt Therapy Solutions · (No comments)

byAlma Abell

One reason people . This makes it perfect to spend your days out on a beach or visiting the top attractions. Yet, residents also spend time in Tampa Bay enjoying the scenery and exploring protected wildlife and lands. In fact, some volunteer their time and/or money to ensure Tampa Bay retains some of its natural beauty and scenic characteristics.

Landscaped Perfections

Natural beauty can be cultivated. This is what occurs at few popular sites in Tampa Bay. The University of South Florida is home to the USF Botanical Gardens. It has 10 acres of landscape displays and collections of orchids, tropical and carnivorous plants, palms and begonias. They coexist with birds, butterflies and other flying beings. Stop in at the plant shop and bookstore to learn more about the flora and fauna of the region.

This same arrangement, but in a more cultivated and somewhat less orthodox or scholarly setting is what happens at Busch Gardens. This is an attempt to recreate colonial Africa complete with plant and animal life. While most people come for the animals and the rides, it is possible to admire the landscaping of the theme park.

If you want to enjoy landscaping, drive through any of the towns and cities in Tampa Bay Metropolitan region. Perhaps, you can visit Sarasota and the lovely orchids and bromeliads of the specimens, you can meander along a well trod path past ancient banyans, bamboo and mangrove forests

Wild and Beautiful

If you want to see natural beauty, it is often best to head off to the local state parks. While Tampa Bay cannot boast the ferocity and eerie beauty of the Everglades, it does have its own glorious wild spots. The banks of the Hillsborough River are home to some unique wildlife. Explore the beauties of Hillsborough River State Park by kayak or canoe.

Other wildlife and natural beauty is part of the Upper Tampa Bay Regional Park in Hillsborough County. The intent is to keep activity by humans down to a bare minimum within the park. The protected area includes various ecological and coastal environmentally sensitive communities including coastal hammocks, freshwater marshes, mangrove forests, pine flatwoods and salt marshes.

Whatever you are looking for, consider what each community has to offer naturally and environmentally before pursuing your dream of owning real estate in Tampa Bay, Florida. Enjoy the brash attractions of Busch Gardens, but remember the sensitive beauty and nature of the mangroves, bird sanctuaries and marshes.

Gastric bypass surgery performed by remote control

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Gastric bypass surgery performed by remote control
August 17, 2021 · Uncategorized · (No comments)

Sunday, August 21, 2005

A robotic system at Stanford Medical Center was used to perform a laparoscopic gastric bypass surgery successfully with a theoretically similar rate of complications to that seen in standard operations. However, as there were only 10 people in the experimental group (and another 10 in the control group), this is not a statistically significant sample.

If this surgical procedure is as successful in large-scale studies, it may lead the way for the use of robotic surgery in even more delicate procedures, such as heart surgery. Note that this is not a fully automated system, as a human doctor controls the operation via remote control. Laparoscopic gastric bypass surgery is a treatment for obesity.

There were concerns that doctors, in the future, might only be trained in the remote control procedure. Ronald G. Latimer, M.D., of Santa Barbara, CA, warned “The fact that surgeons may have to open the patient or might actually need to revert to standard laparoscopic techniques demands that this basic training be a requirement before a robot is purchased. Robots do malfunction, so a backup system is imperative. We should not be seduced to buy this instrument to train surgeons if they are not able to do the primary operations themselves.”

There are precedents for just such a problem occurring. A previous “new technology”, the electrocardiogram (ECG), has lead to a lack of basic education on the older technology, the stethoscope. As a result, many heart conditions now go undiagnosed, especially in children and others who rarely undergo an ECG procedure.

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